Human Resource Services

Dental Insurance

Pre-paid plans generally have lower premiums and no deductibles, but you must choose a dentist on the plan. PPO and Indemnity plans have deductibles, but you may go to a dentist of your choice.

Below is summary information about the plans. For complete plan details and for comparison purposes, please visit the the MyBenefits section of MyFlorida's web site.

Please Note:  When selecting a dental plan, it is important to carefully review and understand the plan before you sign up.  After enrollment, cancellations or changes are not permitted until the next annual open enrollment period or within 31 days after experiencing a qualifying status event.   Each plan offers an extensive range of procedures as reflected in the benefits schedule which can be found in each plan brochure or on the company’s website.  Be certain to review the benefits schedules and brochures for information on covered services, limitations/exclusions, dentist selection requirements for HMO’s, and reimbursement on uncovered services or treatments by a specialist.  Although a specific procedure code may be included in the benefits schedule for the plan you’ve enrolled in, be certain to clarify coverage and payment responsibilities with your dentist and/or dental company beforehand to avoid any unexpected expenses.

Ameritas

Indemnity with PPO Choice
People First plan code 4064

Biweekly
Premium

Rates in orange effective 12/1/2010

Employee: $4.82/$5.10
Employee/Spouse: $9.70/$10.38
Employee/Child(ren): $12.62/$13.50
Employee/Family: $17.50/$18.78

Pre-Tax

Yes

Deductible

$50 per person per benefit year

Co-Payment

Varies with procedure. Save out of pocket if you go to a PPO provider

Coverages

See booklet

Comment

Maximum benefit per year is $1,000 per person. May use any dentist of your choice. Save out of pocket if you use a PPO dentist. Includes limited coverage of vision care.

How to Enroll

Choose one of the following ways to enroll:

  • Enroll online via the People First (PF) web site.
  • Call PF at 1-866-663-4735 to enroll or make a change by phone.
  • Mail your form or fax it to PF at 904-828-6092.
  • Attend the UF Benefits’ Group Enrollment Session for assistance with completing your online enrollment with People First.

Be sure to retain a record of your transactions.


Assurant

Heritage Plus (pre-paid)
People First plan code 4024

Biweekly
Premium

Employee: $6.80
Employee/Spouse: $11.49
Employee/Child(ren): $14.87
Employee/Family: $17.43

Pre-Tax

Yes

Deductible

None

Co-Payment

Varies with procedure

Coverages

Examinations - No charge

X-rays - No charge

Routine cleanings - No charge

Silver fillings - No charge

Fluoride treatments - No charge

Specialty care available at a 15 to 25 % discount

Comments

Must select a DentiCare dentist. Includes limited coverage of vision care. Please read limitations and exclusions.

Freedom Advance (Indemnity with PPO Free Choice)
People First plan code 4074

Biweekly
Premium

Rates in orange effective 12/1/2010

Employee: $20.04/$20.74
Employee/Spouse: $38.47/$39.82
Employee/Child(ren): $45.34/$46.92
Employee/Family: $59.97/$62.07

Pre-Tax

Yes

Deductible

$50 per person per benefit year

Co-Payment

Varies with procedure. Save out of pocket if you go to a PPO provider

Coverages

See booklet

Comment

Maximum benefit per year is $1,000 per person. May use any dentist of your choice. Save out of pocket if you use a PPO dentist. Includes limited coverage of vision care.

How to Enroll

Choose one of the following ways to enroll:

  • Enroll online via the People First (PF) web site.
  • Call PF at 1-866-663-4735 to enroll or make a change by phone.
  • Mail your form or fax it to PF at 904-828-6092.
  • Attend the UF Benefits’ Group Enrollment Session for assistance with completing your online enrollment with People First.

Be sure to retain a record of your transactions.

 

Cigna

Pre-paid
People First plan code 4034

Biweekly
Premium

Employee: $13.69
Employee/Spouse: $24.61
Employee/Child(ren): $28.96
Employee/Family: $35.13

Pre-Tax

Yes

Deductible

None

Co-Payment

Varies with procedure

Coverages

Routine cleaning twice a year - No charge

X-rays - No charge

Fillings (Silver) - No charge

Discount for Specialty Care & Orthodontics

Comments

Must select a Cigna dentist
Pays for a second opinion
No limit on annual benefits
No per visit charge. Please read limitations and exclusions.

How to Enroll

Choose one of the following ways to enroll:

  • Enroll online via the People First (PF) web site.
  • Call PF at 1-866-663-4735 to enroll or make a change by phone.
  • Mail your form or fax it to PF at 904-828-6092.
  • Attend the UF Benefits’ Group Enrollment Session for assistance with completing your online enrollment with People First.

Be sure to retain a record of your transactions.

 

Comp Benefits

Pre-paid: Select 15
People First plan code 4044

Biweekly
Premium

Employee: $6.32
Employee/Spouse: $10.60
Employee/Child(ren): $11.50
Employee/Family: $16.49

Pre-Tax

Yes

Deductible

None

Maximum Insurance Allowance

Varies with procedure. Based on copayments.

Coverages

Routine cleaning twice a year - No charge

Fluoride treatment - No charge

Fillings (Silver) - No charge

Non-surgical extractions - No charge

Orthodontics and Speciality- 25% discount

Comments

Must select a network dentist. Please read limitations and exclusions. Includes limited vision benefits. Visit web site for further details.

Indemnity - Schedule B
People First plan code 4084

Biweekly
Premium

Employee: $7.37
Employee/Spouse: $10.98
Employee/Child(ren): $11.65
Employee/Family: $18.55

Pre-Tax

Yes

Deductible

$50 per person per year; maximum of 3 family members.

Co-Payment

Varies with procedure

Coverages

Vary with procedure (see percentages in brochure)

Comments

Maximum benefit per year is $1,000 per person. May use any dentist of your choice. Includes limited vision benefits. Visit web site for further details.

Network Plus DHMO Plan
People First plan code 4004

Biweekly
Premium

Rates effective 12/1/2011

Employee: $11.50
Employee/Spouse: $22.67
Employee/Child(ren): $27.03
Employee/Family: $34.53

Pre-Tax

Yes

Deductible

None

Maximum Insurance Allowance

Varies with Procedure

Coverages
  • Routine cleaning twice a year - No charge
  • Fluoride treatment - No charge
  • Fillings (Silver) - No charge
  • Non-surgical extractions - No charge
  • Orthodontics and Specialty - Copayments- By referral from primary care dentist.

Comments

Must select a Network Plus DHMO dentist. Please read limitations and exclusions. http://www.compbenefits.com/custom/stateofflorida/

Preferred Plus DPPO Plan
People First plan code 4054

Biweekly
Premium

Rates effective 12/1/2011

Employee: $15.49
Employee/Spouse: $28.66
Employee/Child(ren): $32.02
Employee/Family: $46.49

Pre-Tax

Yes

Deductible

$25 per person per year; maximum $50 family

Percentage Payment

Vary with procedure

Coverages

Varies with procedure (see payment schedule)

Comments

Maximum benefit per year is $1,200 per person. May use any dentist of your choice. Save out of pocket if use a PPO dentist. Please read limitations and exclusions. http://www.compbenefits.com/custom/stateofflorida/

How to Enroll

Choose one of the following ways to enroll:

  • Enroll online via the People First (PF) web site.
  • Call PF at 1-866-663-4735 to enroll or make a change by phone.
  • Mail your form or fax it to PF at 904-828-6092.
  • Attend the UF Benefits’ Group Enrollment Session for assistance with completing your online enrollment with People First.

Be sure to retain a record of your transactions.

 

United Health Care Dental

United Solstice S700 (Pre-paid)
People First plan code 4014

Biweekly
Premium

Employee: $5.46
Employee/Spouse: $11.98
Employee/Child(ren): $14.95
Employee/Family: $20.99

Pre-Tax

Yes

Deductible

None

Co-Payment

Varies with procedure. No Primary Care dentist selection required.

Coverages

Examinations - No charge

X-rays - No charge

Routine Cleaning- No charge

Silver filings- No charge

Fluoride treatment- No charge

25% discount for procedures not listed

Comment

Must select a UHC dentist. Please read limitations and exclusions.

How to Enroll

Choose one of the following ways to enroll:

  • Enroll online via the People First (PF) web site.
  • Call PF at 1-866-663-4735 to enroll or make a change by phone.
  • Mail your form or fax it to PF at 904-828-6092.
  • Attend the UF Benefits’ Group Enrollment Session for assistance with completing your online enrollment with People First.

Be sure to retain a record of your transactions.