UF Human Resource Services

Human Resource Services

Accident and Disability Plans

Personal Accident: National Union Fire Insurance Company

Biweekly
Premium

Varies based on coverage; see enrollment form

Deductible

None

Co-Payment

None

Coverages

Choose any amount of insurance in increments of $10,000 up to $750,000.
Principal sum may not exceed 10 times annual salary of employee for selections in excess of $350,000.

Comments

Employee may enroll or make changes to coverage at any time.
Employee must have .50 FTE or higher to enroll.

Dependent coverage is available from birth to age 19 (thru age 25 if attending an institution of higher learning on a full or part time basis) and primarily dependent on the insured for support and maintenance. Disabled children incapable of self-sustaining employment and who are primarily dependent on the insured for support and maintenance may continue beyond the age limit as long as the policy is in force, However, they must be both enrolled and had sustained their disability prior to the age of 19 to stay on the plan.

Refer to plan brochure for more details or contact the Benefits office. Additionally, former dependents who are no longer eligible such as an ex-spouse OR if family coverage is no longer needed, it is the employee’s responsibility to notify the University Benefits Office to complete the appropriate forms to cancel coverage.

Please note; Claims will not be processed/paid for dependents who do not meet the eligibility criteria at the time the application is filed.

Plan brochure

Plan enrollment form

How to Enroll

Choose one of the following methods to enroll:

Complete an enrollment form and return it to the Benefits office by campus mail to P.O. Box 115007; fax to 352-392-5166; or take it to the Human Resource Services satellite office nearest you.

Attend the UF Benefits’ Group Enrollment Session for assistance with completing your enrollment in addition to other plans.

Be sure to retain a record of your transactions.

Accident and Short-Term Disability Insurance: Colonial Life & Accident

For complete plan details and for comparison purposes, please visit the MyBenefits section of MyFlorida's web site.

Biweekly
Premium

Varies with level of coverage; contact agent

Pre-Tax

Yes

Deductible

None

Co-Payment

None

Coverages

Disability (includes sickness):
Guaranteed issue at 66 2/3 of your income up to $3,000/month

Accident:
24-hour accident coverage on or off the job
Plan pays benefits for specific care on accidental injuries or dismemberment according to schedule. Please see brochure.

Comment

Disability benefits may not exceed 2/3 of salary.
Based on coverage selected, benefits may be payable from first day of disability through no more than 24 months.
Call (352) 335-5016 for appt.

How to Enroll

Choose one of the following methods to enroll:

Enroll online via the People First (PF) web site.

Call PF at 1-866-663-4735 to enroll or make a change by phone.

Mail your form or fax it to PF at 904-828-6092.

Attend the UF Benefits’ Group Enrollment Session for assistance with completing your online enrollment with People First.

In addition to your People First enrollment, you must also submit a company application and call a Colonial Representative at 352-335-5016 to complete the enrollment process. Be sure to retain a record of your transactions.

Long-Term Disability Insurance: STANDARD

Biweekly
Premium

See brochure

Coverages

66 2/3% of salary up to $270,000. Benefits are paid beginning on 91st or 31st day of disability depending on the plan elected.

Effective 9/1/2011: The monthly maximum benefit will increase up to $15,000. If approved for LTD, your monthly benefit is based on 2/3 salary up to the new maximum benefit limit. Employees earning > $270,000 would receive the max. monthly benefit of $15,000.

Comments

Must be .50 FTE or more to enroll.
Benefits reduced for primary social security, other disability insurance, salary or paid leave, workers' compensation, or retirement.
Minimum benefit paid is 10 percent of regular benefit or $100, whichever is greater. Enrollment available first 60 days of employment and by medical application thereafter.

How to Enroll

Choose one of the following methods to enroll:

Complete an enrollment form and return it to the Benefits office by campus mail to P.O. Box 115007; fax to 352-392-5166; or take it to the Human Resource Services satellite office nearest you.

Attend the UF Benefits’ Group Enrollment Session for assistance with completing your enrollment in addition to other plans.

Be sure to retain a record of your transactions.

Long Term Disability Flyer

The Gabor Agency, Inc. website and video

Long Term Disability Enrollment Form (new hires)

Long Term Disability Special 2011 Open Enrollment Form

Long Term Disability Special 2011 Open Enrollment (for current enrollees to reduce from 90 to 30 day elimination period)

Office of Human Resource Services

Human Resource Services

Accident and Disability Plans

Frequently Used Sites

General Site Information

Personal Accident: *National Union Fire Insurance Company*
Biweekly Premium	Varies based on coverage; see enrollment form
Deductible	None
Co-Payment	None
Coverages	Choose any amount of insurance in increments of $10,000 up to $750,000. Principal sum may not exceed 10 times annual salary of employee for selections in excess of $350,000.
Comments	Employee may enroll or make changes to coverage at any time. Employee must have .50 FTE or higher to enroll. Dependent coverage is available from birth to age 19 (thru age 25 if attending an institution of higher learning on a full or part time basis) and primarily dependent on the insured for support and maintenance. Disabled children incapable of self-sustaining employment and who are primarily dependent on the insured for support and maintenance may continue beyond the age limit as long as the policy is in force, However, they must be both enrolled and had sustained their disability prior to the age of 19 to stay on the plan. Refer to plan brochure for more details or contact the Benefits office. Additionally, former dependents who are no longer eligible such as an ex-spouse OR if family coverage is no longer needed, it is the employee’s responsibility to notify the University Benefits Office to complete the appropriate forms to cancel coverage. Please note; Claims will not be processed/paid for dependents who do not meet the eligibility criteria at the time the application is filed. Plan brochure Plan enrollment form
How to Enroll	Choose one of the following methods to enroll: Complete an enrollment form and return it to the Benefits office by campus mail to P.O. Box 115007; fax to 352-392-5166; or take it to the Human Resource Services satellite office nearest you. Attend the UF Benefits’ Group Enrollment Session for assistance with completing your enrollment in addition to other plans. Be sure to retain a record of your transactions.

Accident and Short-Term Disability Insurance: Colonial Life & Accident
For complete plan details and for comparison purposes, please visit the MyBenefits section of MyFlorida's web site.
Biweekly Premium	Varies with level of coverage; contact agent
Pre-Tax	Yes
Deductible	None
Co-Payment	None
Coverages	Disability (includes sickness): Guaranteed issue at 66 2/3 of your income up to $3,000/month Accident: 24-hour accident coverage on or off the job Plan pays benefits for specific care on accidental injuries or dismemberment according to schedule. Please see brochure.
Comment	Disability benefits may not exceed 2/3 of salary. Based on coverage selected, benefits may be payable from first day of disability through no more than 24 months. Call (352) 335-5016 for appt.
How to Enroll	Choose one of the following methods to enroll: Enroll online via the People First (PF) web site. Call PF at 1-866-663-4735 to enroll or make a change by phone. Mail your form or fax it to PF at 904-828-6092. Attend the UF Benefits’ Group Enrollment Session for assistance with completing your online enrollment with People First. In addition to your People First enrollment, you must also submit a company application and call a Colonial Representative at 352-335-5016 to complete the enrollment process. Be sure to retain a record of your transactions.

Long-Term Disability Insurance: *STANDARD*
Biweekly Premium	See brochure
Coverages	66 2/3% of salary up to $270,000. Benefits are paid beginning on 91st or 31st day of disability depending on the plan elected. Effective 9/1/2011: The monthly maximum benefit will increase up to $15,000. If approved for LTD, your monthly benefit is based on 2/3 salary up to the new maximum benefit limit. Employees earning > $270,000 would receive the max. monthly benefit of $15,000.
Comments	Must be .50 FTE or more to enroll. Benefits reduced for primary social security, other disability insurance, salary or paid leave, workers' compensation, or retirement. Minimum benefit paid is 10 percent of regular benefit or $100, whichever is greater. Enrollment available first 60 days of employment and by medical application thereafter.
How to Enroll	Choose one of the following methods to enroll: Complete an enrollment form and return it to the Benefits office by campus mail to P.O. Box 115007; fax to 352-392-5166; or take it to the Human Resource Services satellite office nearest you. Attend the UF Benefits’ Group Enrollment Session for assistance with completing your enrollment in addition to other plans. Be sure to retain a record of your transactions. Long Term Disability Flyer The Gabor Agency, Inc. website and video Long Term Disability Enrollment Form (new hires) Long Term Disability Special 2011 Open Enrollment Form Long Term Disability Special 2011 Open Enrollment (for current enrollees to reduce from 90 to 30 day elimination period)