Human Resource Services
Life Insurance
State of Florida Basic Group Life Insurance
Biweekly
PremiumState pays 80 percent of premium based on FTE
Pre-Tax
Yes
Deductible
None
Coverages
One and one-half times salary.
Available for employee only.
If 70 years or older, coverage is 50% of annual salary.Comments
Term insurance; no cash value. Includes accidental death and dismemberment provision.
State of Florida Optional Group Life Insurance
Biweekly
PremiumDetermined by age and amount of coverage (employee pays 100 percent of premium)
Pre-Tax
No
Deductible
None
Coverages
Available in multiples of up to five times annual salary, not to exceed $500,000. Available for employee only.
Comments
Level Term insurance; no cash value. Includes accidental death and dismemberment provision.
Biweekly
PremiumDetermined by age, amount of coverage, and tobacco use: see brochure
Pre-Tax
No
Deductible
None
Coverage
First 60 days of employmentFixed term. Guarantee issue amount up to $100,000. Optional spouse and child coverage for 1/2 issue of employee; maximum allowable for child coverage is $25,000.
Coverage
Annual open enrollment$10,000 for employee; $5,000 for dependents, subject to 50 percent of employee coverage.
Comments
Can apply via medical application at any time for amounts over guaranteed renewal amounts during open enrollments.
Eligible dependents:
- Children under 19 years old
- Children ages 19-23 and are full time students
Disabled children are eligible for coverage as long as they remain dependent. Dependents who no longer meet eligibility criteria must be removed from coverage by contacting the University Benefits Office.