Human Resource Services
GatorGradCare
GatorGradCare is an injury and sickness insurance plan underwritten by United Healthcare Insurance Company and created specifically for students on appointments as Graduate Assistants and Pre-Doctoral Fellows.
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Enrollment
Download the 2009-2010 brochure
Enroll in GatorGradCare for the following coverage terms:
Spring/Summer: January 1, 2010 – August 15, 2010
Spring Only: January 1, 2010 – May 15, 2010
The enrollment deadline for these plans is January 30, 2010.
The spring only and spring/summer coverage options are for students who did not enroll in annual or fall/spring coverage for the 2009-2010 academic year.
Insurance ID cards for students confirmed eligible for Spring or Spring/Summer coverage should be received March 2010.
>>>> GatorGradCare online enrollment <<<<
Log onto www.gatorgradcare.com to complete the enrollment process.
If a Graduate Assistant or Pre-Doc Fellow is on his/her appointment for the spring term, it is strongly recommended that a spring/summer GatorGradCare enrollment be submitted. As long as the Graduate Assistant or Pre-Doc Fellow maintains the eligibility criteria for the spring term, he/she can continue coverage through the summer term regardless of student registration or appointment status. The premium for summer coverage will still be paid on the student’s behalf. This is the only the case with the spring/summer GatorGradCare enrollment.
International Graduate Assistants and Pre-doc Fellows needing to provide insurance verification to the International Center for registration purposes, may submit the e-mail confirmation addressed from webmaster@uhcsr.com to the International Center at insurance@ufic.ufl.edu.
Adding coverage for spouses, partners, or children
Graduate students (GA, TA or RA) may choose to cover a spouse, partner, or child. The dependent premium will be taken through payroll deduction, if the dependents’ information is included on the online GatorGradCare enrollment. Graduate students (GA, TA or RA) also have the option to pay the dependent premium in full by check or credit card. If the credit card or check payment option is preferred, contact the Graduate Assistant Benefits Office at 352-392-0003 for the Dependent Enrollment Form.
Graduate students on a Pre-doc Fellowship may choose to cover a spouse, partner, or child. There is no payroll deduction option for graduate students on a Pre-doc Fellowship appointment as has been the current practice. The dependent premium must be paid by check or credit card. The Dependent Enrollment Form is linked to the confirmation email addressed from webmaster@uhcsr.com.
Changes to coverage must be made prior to the enrollment period deadline. This includes adding/removing dependents and/or changing coverage terms. Refunds are only granted if eligibility is not met or upon entry into the armed forces.
A dependent (spouse or child) can be added to the policy at any time if there is a change in status (marriage, adoption, birth, etc.) and full premium is received (pro-rating will be not allowed). The effective date for dependent coverage added after the enrollment period deadline is the date that the full premium is received by the insurance company. If dependent coverage is added due to the birth of a child, the effective date is the child's date of birth as long as the request to add coverage is made within 30 days of the child's birth. You must contact the GA Benefits Office at 392-0003 or gabenefits@admin.ufl.edu to add newborn coverage within 30 days of the child's birth.
Eligibility
University of Florida graduate students on an appointment as a graduate assistant, teaching assistant, or research assistant may participate in the GatorGradCare Health Plan. To be eligible, University of Florida graduate students must be enrolled in a graduate degree program, on an appointment through University of Florida, appropriately registered and appointed 0.25 FTE (full-time equivalent) or greater for a particular semester.
University of Florida graduate students on a Pre-doc Fellowship appointment and appropriately registered, are also eligible to participate. There is no FTE requirement for graduate students on a Pre-doc Fellowship appointment. Criteria for appropriate registration can be found in the Registration Requirements section of the Graduate Catalog.
In order to ensure that graduate assistants or pre-doc fellows meet the above eligibility criteria, departments must ensure the following:
a. The TA, RA, or Pre-doc Fellow appointment must occur via the Letter of Appointment (LOA) process in PeopleSoft, and all Letter of Appointment criteria met.
b. The student receives a stipend as a bi-weekly paycheck from the appropriate UF account.
c. The student receives a tuition waiver from the appropriate UF account.
d.
Health insurance premium is paid from the appropriate UF account.
GatorGradCare coverage is based on the eligibility status of a graduate student. The University of Florida or supporting Grant/Auxiliary funds will pay the student only premium for eligible students. Graduate students cannot pay the premium to continue participation in the GatorGradCare program if they lose their eligibility status.
Costs
Total cost of individual health insurance provided for eligible graduate students
Note: If the eligible graduate student is paid from grants and/or auxiliaries, funding for the individual plan cost will come from those resources.
Coverage Costs (there is no change in premiums from the 2008-2009 academic year to the 2009-2010 academic year)
These costs are for department and grant use. Coverage for eligible graduate students is free.
Departmental Costs for 2009-2010 academic year:
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Students' Costs for Dependent Coverage for 2009-2010 academic year: (premiums for dependents are the student's responsibility)
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Annual |
Fall |
Fall/Spring |
Spring |
Spring/Summer |
Summer |
Spouse/ |
$3,473 |
$1,304 |
$2,598 |
$1,294.00 |
$2,169.00 |
$875.00 |
Each Child |
$1,561 |
$586 |
$1,168 |
$582.00 |
$ 975.00 |
$393.00 |
All Children (two or more) |
$3,122 |
$1,172 |
$2,335 |
$1,163.00 |
$1,950.00 |
$787.00 |
Below is the Fall 2009 deduction schedule for GatorGradCare premiums. The first column indicates the pay dates from which the deductions will be taken. There will be seven total deductions for the fall. The deductions listed under the “Student” column are for UF Departmental/Grant purposes only. These deductions will not affect the Graduate Assistants’ net pay in their paychecks. The deductions listed under the “Spouse/Partner,” “Each Child,” and “All Children” columns are for informational purposes to those Graduate Assistants who enrolled their dependents through the online GatorGradCare enrollment. These deductions will affect the Graduate Assistants’ net pay in their paychecks. Only the fall deductions will be taken during the fall term, even if the Graduate Assistant submitted an annual or fall/spring GatorGradCare enrollment.
Paycheck |
Student |
Spouse/Partner ($1304) |
Each Child |
All Children |
10/09/09 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
10/23/09 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
11/6/09 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
11/20/09 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
12/4/09 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
12/18/09 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
12/31/09 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
Spring and Spring/Summer 2010 Deduction Schedule
Below is the Spring and Spring/Summer 2010 deduction schedule for GatorGradCare premiums. The first column indicates the pay dates from which the deductions will be taken. There will be six total deductions for the spring and spring/summer premiums. The deductions listed under the "Student" column are for UF Departmental/Grant purposes only. These deductions will not affect the Graduate Assistants' net pay in their paychecks. The deductions listed under the "Spouse/Partner," "Each Child," and "All Children" columns are for informational purposes to those Graduate Assistants who enrolled their dependents through the online GatorGradCare enrollment. These deductions will affect the Graduate Assistants' net pay in their paychecks. The spring deductions apply to the Graduate Assistants who enrolled in Fall/Spring or Spring Only coverage, and the spring/summer deductions apply to the Graduate Assistants who enrolled in Annual or Spring/Summer coverage.
Spring 2010 Deduction Schedule
Paycheck |
Student |
Spouse/Partner |
Each Child |
All Children |
2/26/2010 |
$97.50 |
$215.67 |
$97.00 |
$193.84 |
3/12/2010 |
$97.50 |
$215.67 |
$97.00 |
$193.84 |
3/26/2010 |
$97.50 |
$215.67 |
$97.00 |
$193.84 |
4/09/2010 |
$97.50 |
$215.67 |
$97.00 |
$193.84 |
4/23/2010 |
$97.50 |
$215.67 |
$97.00 |
$193.84 |
5/07/2010 |
$97.50 |
$215.67 |
$97.00 |
$193.84 |
Spring/Summer 2010 Deduction Schedule
Dates |
Student |
Spouse/Partner |
Each Child |
All Children |
2/26/2010 |
$163.50 |
$361.50 |
$162.50 |
$325.00 |
3/12/2010 |
$163.50 |
$361.50 |
$162.50 |
$325.00 |
3/26/2010 |
$163.50 |
$361.50 |
$162.50 |
$325.00 |
4/09/2010 |
$163.50 |
$361.50 |
$162.50 |
$325.00 |
4/23/2010 |
$163.50 |
$361.50 |
$162.50 |
$325.00 |
5/07/2010 |
$163.50 |
$361.50 |
$162.50 |
$325.00 |
Once enrolled in GatorGradCare
Graduate Assistants and Pre-doc Fellows participating in GatorGradCare need to visit the Student Health Care Center first, and obtain a referral for treatment that cannot be provided at the SHCC. Spouses and children that are covered under the plan do not need to obtain a referral from the Student Health Care Center. The referral requirement is waived for the following reasons:
a. Medical Emergency.
The student must return to Student Health Care Center for necessary follow-up care.
b. When the Student Health Care Center is closed.
The student must return to Student Health Care Center for necessary follow-up care.
c. When service is rendered at another facility during break or vacation periods.
The student must return to Student Health Care Center for necessary follow-up care.
d. Medical care received when the student is more than 35 miles from campus.
The student must return to Student Health Care Center for necessary follow-up care.
e. Medical care obtained when a student is no longer able to use the SHCC due to a change in student status.
f. Maternity
g. Psychotherapy
h. Spouses and children that are covered under the plan do not need to obtain a referral from the Student Health Care Center.
Students can create an account at www.uhcsr.com by selecting “Create Your Online Account Now” on the right side of the home page. Follow the onscreen prompts - enter your first name, last name, date of birth, and enter your member id number or your email address to access account information. Please note that ID cards and coverage information will not be available until after eligibility has been confirmed (at some point after Drop/Add).
New features of the 2009-2010 GatorGradCare Policy
- The Prescription Benefit has been increased from a $2000 maximum to $2250.
- The referral requirement for services provided by the Wellness Benefit is now waived.
- One annual dental exam/cleaning (to be paid at 80% of U&C) added to $500 Wellness Benefit.
Discount Plan through UnitedHealthCare StudentResources
UnitedHealth Allies is a health discount program offered through UnitedHealthCare StudentResources. Once your eligibility is confirmed for GatorGradCare, you may visit www.uhcsr.com and search for products and services available to you at discount rates.
Summary of Benefits
FAQs
Please visit this page for answers to frequently asked questions.
Contact Information
For questions about GatorGradCare coverage details, contact UnitedHealthCare StudentResources at 1-800-996-4698. Agents are available Monday through Friday 8:00 a.m. - 8:00 p.m.
If you update your mailing address at any time with UnitedHealthCare StudentResources, please inform the Graduate Assistant Benefits Office at 392-0003.
GA Benefits Office |
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location: phone: |
HRS Building , 903 W. University Avenue |
Archive
2008 - 2009
2008-2009 brochure
2008-2009 Summary of Benefits (PDF)
Use of SHCC during the summer for unregistered graduate students covered by GatorGradCare
Spring and Spring/Summer 2009 Deduction Schedule
Fall 2008 Deduction Schedule
2007 - 2008
2007-2008 summary of benefits (PDF)
2007-2008 brochure
Summer 2008 information